Reliable Car & Auto Insurance in Oakville Ontario

It’s illegal to drive without car insurance in Oakville, just like it’s illegal to drive without car insurance anywhere else in Ontario. It’s a serious offence; individuals who are found guilty driving without auto insurance face serious consequences, such as hefty fines, driver’s license suspension, and could have their vehicle impounded. The bottom line? If you’re planning to get behind the wheel, make sure you’re insured first. The Ontario government mandates that drivers have a certain minimum amount of coverage for auto insurance so Oakville drivers only need to decide what additional coverage they might need or if they should increase their policy limits.

Play it safe when you’re on the road by getting the right auto insurance. Oakville drivers can trust in our CCV Insurance brokers who have plenty of experience in the industry when it comes to getting the right protection. We’ll spend the time finding you the coverage that you need at a price that is reasonable and suits both your lifestyle and budget.

Oakville Auto Insurance Is Affordable with CCV

Operating your vehicle means maintaining quality auto insurance. If you own a vehicle in Oakville, CCV is here to help you. Our team has more than 50 years of experience. When it comes to car insurance Oakville residents are sure to tell you exactly how satisfied they are with CCV. We’re dependable. We offer the type of policies you need. And, we keep the costs as low as possible. For auto insurance in Oakville, vehicle owners trust CCV.

You want affordable car insurance in Oakville, and we understand. With CCV, we’ll get you the coverage you need and none of the coverage that you don’t. That way, you aren’t wasting your money on any unnecessary expenses. We know that insurance is not a “one size fits all.” Just like every driver on the road, our auto insurance policies are personalized and tailored to your needs.

How CCV Protects Your Vehicle with Auto Insurance in Oakville

When they want to learn more about our auto insurance, Oakville residents often learn a great deal through CCV’s informed brokers. We’re happy to help you explore the various types of car insurance available to you. We’ll also help you find a policy that is designed to maintain your budget. We may recommend:

Collision Insurance

In Canada, the average vehicle will cost upwards of $25,000. If you are involved in a serious accident, you could face losing this amount without collision coverage. If you are currently in the process of making car payments, it is likely that your lender will require you to purchase collision insurance. CCV Insurance’s local team can supply you with the collision insurance that you need to supplement your car insurance in Oakville so that you’re covered in the event of an accident.

Comprehensive Insurance

Did you know you can incur thousands of dollars in damages to your vehicle, even if it isn’t on the road? Hail storms, falling trees and hail storms are all incredibly detrimental to your car and can burn a huge hole in your pocket just to do repairs. Comprehensive insurance covers you for this sort of damage. If you have a lender and are making car payments you will likely be required to carry comprehensive insurance.

Liability Insurance

Medical bills, property damage repairs and replacing totaled vehicles can be hugely expensive, and not many people are willing to pay those costs out of pocket. That’s why liability insurance is a vital addition for your auto insurance. Oakville drivers should assess to see if they could benefit from purchasing additional liability coverage, in case their current coverage isn’t enough.

We also offer auto insurance designed for hard-to-insure drivers as well as collector vehicles. By working with us, we can help you to safeguard your vehicle, protect against other driver risks and ensure that you don’t have to worry about claims made against you. We can help you have peace of mind.

What Impacts Rates for Car Insurance in Oakville Ontario?

While how much coverage you have and your deductible plays a huge part in determining your rates for car insurance in Oakville, there is a lot more to it than that. There are plenty of factors you can control and some you cannot. When you know what impacts your premiums, you can make a more informed decision in purchasing coverage as you will know what measures to take to lower your overall costs.

Here are a few factors that come into play when calculating your auto insurance as an Oakville driver:

  • Your demographics, such as your gender, age and marital status. Younger men are statistically proven to be involved in more costly accidents than younger women and are therefore charged with higher rates. Older men, however, have lower premiums than older women.
  • Where you live. If your area is heavily populated, you might be at a higher risk of being the victim of crime, being involved in an accident or being hurt or hurting another in a collision.
  • Your driving history, i.e: the accidents you have been in, your previous road infractions, etc. When you purchase car insurance in Oakville, your insurance provider will check over your driving record to determine what the odds are that you will incur many costs in the future.
  • Your vehicle’s age and its make. How costly your car is to repair is a factor when determining your rates, as it will be more expensive to replace or repair. On the other hand, some older cars do not hold up as well in accidents and have a higher chance of sustaining more severe damage.
  • If your car is appealing to thieves. Insurance providers will charge higher rates for vehicles that are common victims of theft.

Want more information on what factors affect your auto insurance in Oakville or how you can lower your rates? Contact CCV’s brokers today. Our experienced auto insurance brokers are always willing to help out and answer any of your questions.

It All Starts with a FREE Auto Insurance Quote

For car insurance quotes Oakville residents simply need to give CCV a call. We’ll talk to you about all of the insurance products available to you and help you to customize an insurance plan that helps keep your costs in line. Most importantly, we’re here for you. With our experience and dedication, we’ll work closely with you to keep your risks low. Contact us now to speak to one of our brokers for a free quote on auto insurance designed just for you.

Toll-Free: 1-877-422-8467
24-Hour Claims: 1-877-422-8123

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