Personal umbrella coverage

Don’t let lawsuits worry you…

Why would I consider a Personal Umbrella Liability Policy?

A simple way to increase your limits and expand the scope of your liability coverage is to obtain a Personal Umbrella Liability Policy.

Who should consider this coverage?

Anyone who:
• Owns a home, condo, cottage or rental property.
• Owns an automobile, boat, snowmobile or ATV.
• Does volunteer work or serves on a Board of Directors for a non-profit organization.
• Travels outside of Canada.

The amounts claimed in lawsuits are trending upward. Many people assume their auto or home insurance will provide all the liability protection they need, but that’s not necessarily true. If you are faced with a lawsuit that exceeds what these policies provide, a Personal Umbrella Policy can provide the extra protection you need. This enhanced level of insurance can also protect you against legal action not covered under your auto or home policies such as libel, slander or defamation of character.

This important coverage is available at a very moderate cost. That’s why CCV recommends everyone have a Personal Umbrella Liability Policy.