Drones have become a fixture in movies and on TV.  While practical applications for drones in business are not nearly as glamorous as Hollywood depicts, there is no doubt that going forward we will see these hovering robots more and more in our skies. https://upload.wikimedia.org/wikipedia/commons/8/86/Spying_quadcopter.jpg

As the use for drones in business expands so do the liability exposures.  It is important for businesses using drones to make sure they are adequately protected.  Drones are considered aircraft and most commercial liability policies exclude injury or damage caused by aircraft.

A drone striking and injuring someone, distracting a driver resulting in an automobile accident or a drone causing property damage are just some examples of incidents involving drones that can lead to a lawsuit against the owner.

If your business is using drones, or considering using drones in the future, contact your insurance broker to make sure you are properly protected.

-Mark Evans, Claims Manager