Affordable Auto & Car Insurance in Ontario

Accident_Benefit_Checklist 06.06.2016

Your Vehicle Is Part Of Your Lifestyle – Protect Your Automobile With Efficient Car Insurance

It’s important to stay informed about your auto insurance coverage, to ensure you’re fully protected out there on the Ontario roads. If you renewed your car insurance policy earlier this year, the Ontario Auto Reform changes will affect you the next time your policy renews. If you buy a new policy or renew on or after June 1, 2016, you now have more choice in the coverage and price you pay for car insurance. Here’s only a summary of the auto insurance coverage available to Ontario drivers. Need more information when comparing between some of the best insurance companies in the local Ontario area? Please contact one of our experienced CCV Insurance advisors today for more details on how to find a car insurance policy that suits your needs.

Important Changes to your Policy Ontario Auto Insurance Customized Optional Accident Benefits Confirmation Form

Is Car Insurance in Ontario Mandatory?

In short, yes. Car Insurance is mandatory for all Ontario drivers. This law is to reinforce safety on the roads, and to also provide peace of mind in knowing that other drivers out there on the roads, also have auto insurance coverage, just as you do. However, no two drivers are the same, so why should their car insurance policies be? Which is why our team of expert auto insurance brokers in Ontario will help you find the right auto cover you need, to suit your specific requirements out there on the roads.

How Will I Know What Auto Insurance Coverage is Best Suited For Me?

With years of experience, our knowledgeable team will work with you to help you find the best car and auto insurance that suits your needs as an Ontario driver entirely. You may only drive to work and back home again each day, or you might have a family that needs the right level of protection; or you could be driving for work, whatever the level of auto insurance coverage you require, our online car insurance brokers are here to help make sense of it all. Better yet, you can even save by bundling your car and home insurance policies together – just be sure to ask one of our Ontario car insurance brokers how you can save by combining today!

Here are Just Some of the Many Types of Car & Auto Insurance Policies Available to Ontario Drivers:

This type of auto insurance policy protects the Ontario driver (you) and any legally licensed person driving your car with permission against lawsuits or legal action resulting from the use or operation of the insured vehicle.

Provides benefits that you and other insured persons are entitled to receive in the event of an automobile accident causing injury or death. Includes payments for reasonable medical expenses, income replacement, caregiver expenses, rehabilitation expenses and other expenses resulting from an auto accident.

There are important changes to this part of the Ontario Auto Insurance Policy. Click here for more details and talk to your broker about your coverages.

This type of car insurance covers your automobile for damage resulting from upset or collision with the ground or other object.

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Covers your automobile for damage caused by perils other than collision, such as fire, theft and vandalism.

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Mydriving-discount
Click here and see how you can save

What is Usage-Based Insurance and How Will It Save Me Money?

Telematics are changing traditional auto insurance policies.

Looking for a cheap alternative to car insurance in Ontario? Haven’t heard about how you can save on your Ontario auto insurance with telematics? Don’t worry; you’re not the only one. Telematics, or usage-based insurance (UBI), involves plugging wireless device into your car to gauge your driving habits. Connecting your my Driving Discount device is as easy as finding your On Board Diagnostics (OBD) port, which is usually under the dashboard, close to the steering column, at about the level of your feet.

By participating in the my Driving Discount program offered by Intact, you will be monitored for the following:

  • Sudden Braking
  • Abrupt Acceleration
  • Time and Distance Driven

This data will be used to determine your personalized discount. This not only rewards good drivers with lower insurance rates but encourages better driving habits. Clients who enroll in the my Driving Discount program will save 5% immediately on their auto insurance with Intact and up to 25% at the time of their next renewal depending on your driving behaviour.
For more information about that my Driving Discount, please call our office at 1.877.422.8467

There are important changes to this part of the Ontario Auto Insurance Policy. Click here for more details and talk to your broker about your coverages.

Loss of Use
Provides a specified limit for a rental vehicle while your vehicle is not in use as a result of a collision or comprehensive claim.

Increased Accident Benefits
Standard policy limits may not adequately protect you and your family. A CCV Insurance Professional can determine if increasing limits are right for you.

Non-Owned Automobile Extension
Covers for physical damage to a rental vehicle for you and other insureds.

Accident Protection Waiver
Protects your driving record and policy rating in case you are involved in an at-fault auto accident.

In addition to competitive auto insurance quotes and rates that recognize client differences, CCV Insurance in Ontario offers access to a variety of discounts and credits designed to reduce your car insurance costs, these include:

  • Multi-car discount
  • Experienced driver discount
  • Driver training credits
  • Good student discount
  • Short commute/low mileage discount
  • Snow tire discount
  • Conviction-free discount

For even greater savings, convenience and simplicity, you can bundle your auto and home policy and receive up to a 25% discount.

Better Insurance. Period.