Liability car insurance for Orangeville drivers is a type of financial safety net for if you cause harm to a third-party or to their property. This coverage will not cover the driver or their property, however, and is only used for repairs or medical bills incurred by the injured or affected third-party. Liability auto insurance is composed of property damage liability and bodily injury liability. This coverage is not subject to a deductible like other types of protection.
If your car is involved in an accident with an object or another vehicle, collision car insurance for Orangeville drivers will help you pay off the costs of repairs or replacement. Again, if you are leasing your car, your lender may require this type of coverage. Otherwise, this coverage is only optional – yet recommended.
We offer most types of commercial auto and fleet insurance as well as plans for individuals. If you need to file a claim for coverage, we’ll help you every step of the way. We’re here to make the process of insuring and maintaining your car as easy as it can be.
If you need to repair or replace your vehicle due to having had it stolen or damaged in an accident that is not a collision, comprehensive car insurance can help. Generally, comprehensive coverage will also cover damages that result from fire, falling objects (trees and hail) or vandalism. If you are leasing your car, generally you will be required to have comprehensive coverage. However, if you own your car, it is only option – but highly recommended.