Accident_Benefit_Checklist 06.06.2016

Your Vehicle Is Part Of Your Lifestyle – Protect Your Automobile With Efficient Car Insurance

It’s important to stay informed about your auto insurance coverage. If you renewed your car insurance policy earlier this year, the Ontario Auto Reform changes will affect you the next time your policy renews. If you buy a new policy or renew on or after June 1, 2016, you now have more choice in the coverage and price you pay for car insurance. Here’s only a summary of the coverage available – please contact one of our CCV insurance advisor today for more details.

Important Changes to your Policy Ontario Auto Insurance Customized Optional Accident Benefits Confirmation Form

Protects you and any legally licensed person driving your car with permission against lawsuits or legal action resulting from the use or operation of the insured vehicle.

Provides benefits that you and other insured persons are entitled to receive in the event of an automobile accident causing injury or death. Includes payments for reasonable medical expenses, income replacement, caregiver expenses, rehabilitation expenses and other expenses resulting from an auto accident.

There are important changes to this part of the Ontario Auto Insurance Policy. Click here for more details and talk to your broker about your coverages.

Covers your automobile for damage resulting from upset or collision with the ground or other object.

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Covers your automobile for damage caused by perils other than collision, such as fire, theft and vandalism.

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Mydriving-discount
Click here and see how you can save

What is Usage-Based Insurance and How Will It Save Me Money?

Telematics are changing traditional auto insurance polices.

Haven’t heard about how you can save on your auto insurance with telematics? Don’t worry; you’re not the only one. Telematics, or usage-based insurance (UBI), involves plugging wireless device into your car to gauge your driving habits. Connecting your my Driving Discount device is as easy as finding your On Board Diagnostics (OBD) port, which is usually under the dashboard, close to the steering column, at about the level of your feet.

By participating in the my Driving Discount program offered by Intact, you will be monitored for the following:

  • Sudden Braking
  • Abrupt Acceleration
  • Time and Distance Driven

This data will be used to determine your personalized discount. This not only rewards good drivers with lower insurance rates but encourages better driving habits. Clients who enroll in the my Driving Discount program will save 5% immediately on their auto insurance with Intact and up to 25% at the time of their next renewal depending on your driving behaviour.
For more information about that my Driving Discount, please call our office at 1.877.422.8467

There are important changes to this part of the Ontario Auto Insurance Policy. Click here for more details and talk to your broker about your coverages.

Loss of Use
Provides a specified limit for a rental vehicle while your vehicle is not in use as a result of a collision or comprehensive claim.

Increased Accident Benefits
Standard policy limits may not adequately protect you and your family. A CCV Insurance Professional can determine if increasing limits are right for you.

Non-Owned Automobile Extension
Covers for physical damage to a rental vehicle for you and other insureds.

Accident Protection Waiver
Protects your driving record and policy rating in case you are involved in an at-fault auto accident.

In addition to competitive rates that recognize client differences, CCV offers access to a variety of discounts and credits designed to reduce your insurance costs:

  • Multi-car discount
  • Experienced driver discount
  • Driver training credits
  • Good student discount
  • Short commute/low mileage discount
  • Snow tire discount
  • Conviction-free discount

For even greater savings, convenience and simplicity, you can bundle your auto and home policy and receive up to a 25% discount.

Better Insurance. Period.