Limitations on Liability and Disclaimers

By accessing this site or receiving any services, you agree to waive all claims against us and all third-party content providers regarding this site, the information provided on this site and any information received by you as a result of using the services, and any use by you of such information.  You agree that under no circumstances shall we or any other party involved in creating, producing, or delivering this site or its contents or services be liable to you for any damages, including but not limited to, any direct, indirect, incidental, special, or consequential damages of damages for loss of profits, good will, business interruption, use, data, equipment or other intangible losses that result from:

1. The use of or inability to use this site or any services;
2. The consequences of any decision made or action or non-action taken by you or  by anyone to whom you communicate such information, or for any errors by you in communicating such information;
3. The cost of substitute services; or
4. Any other matter relating to the content, services, or distribution of services through this site.  We shall not be liable for damage or injury to persons or property arising from any use of any product, information, procedure, or service obtained through this site.

Our entire liability and your exclusive remedy for any dispute or claim related to these terms of use, the site, any services, or the privacy policy is your cessation of the use of this site and any and all services.  We can not and will not assume any liability for unauthorized or fraudulent use of this site and any services.

CCV assumes no obligation to update the content on this web site and reserves the right at any time without notice to revise the content including these terms and conditions.  You agree to review these terms and conditions regularly.

Governing Law

This web site and the content (excluding linked web sites or content) are administered within the Province of Ontario, Canada.  This web site and its content are intended to be read by Canadian residents only.  If you choose to access this web site from outside of Canada, you do so of your own initiative and will be responsible for compliance with applicable local, national or international laws.  This agreement will be governed by the laws of the Province of Ontario and the federal laws of Canada and shall be treated in all respects as an Ontario contract, without reference to the principles of conflicts of law.  In the event of a dispute, you agree to submit to the non-exclusive jurisdiction of the Ontario courts.

Entire Agreement

These terms and conditions and any and all legal notices on this web site constitute the entire agreement between you and CCV Insurance with respect to the use of this web site and the content.  No supplement, modification or amendment to this agreement and no waiver of any provision of this agreement shall be binding on CCV unless executed by CCV in writing.

Severability

Any provision of this agreement which is prohibited or unenforceable in any jurisdiction shall, as to that jurisdiction, be ineffective to the extent of such prohibition or unenforceability and shall otherwise be enforced to the maximum extent permitted by law, all with our affecting the remaining provisions of this agreement of affecting the validity or enforceability of such provision in any other jurisdiction.